General Business Credit (GBC) respects your privacy and takes great care in protecting your privacy. This Privacy Policy applies to the GBC websites. GBC does not share your personal information with a third party without your express consent. However, GBC collects your information to market or provide our services. However, if you tell us that you do not wish to receive marketing communications from us, we will not contact you.

1. How GBC collects your information

1. We do not collect your information for simply browsing our websites. In order for you to use GBC websites, you must register and become a user. During the registration process, we collect your personal information, including your contact information and financial information. We collect your information to protect from fraud and to assist the users in completing the transactions.
   
   

2. When you use GBC websites as a user, we may collect your transaction history to provide you with better service, security purposes and to customize your experience on GBC websites.
   
   

2. Use of Your Information

1. GBC does not share the personally identifiable information you provide to us with other third parties unless you give us your express consent.
   
   

2. GBC stores information that we collect through cookies and log files to create a profile of your preferences. GBC may tie your personally identifiable information, and your transaction history, to information in the profile, in order to provide tailored services and to improve the content of the site for you.
   
   

3. GBC may use the information to investigate the account activities, prevent fraudulent activities, collect unpaid bills, and to assist with GBC transactions.
   
   

4. GBC may use a third party or a third party software to verify your identity and address, in order to prevent fraud.
   
   

5. GBC may share aggregated demographic information about our user base with our partners and advertisers. This information does not identify individual users. GBC does not link aggregate user data with personally identifiable information.
   
   

6. GBC may use an outside credit card processing company or a bank to provide you with our services. These companies do not retain, share, store or use personally identifiable information for any other purposes.
   
   

7. Under circumstances where required by law, subpoena, judicial proceeding, government administrative proceeding, court orders, or to protect our legal rights and to defend from claims, we may disclose the information that is necessary.
   
   

3. Your actions

1. If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, delete or deactivate it by making the change on our account page, or you can contact us directly.

2. You must take great care in protecting certain information, such as your password. You are recommended to use a combination of letters and numbers that are random and hard to guess. If you suspect your password has been compromised, please change it immediately.

4. Miscellaneous

1. The company news, information, advertisements and other news and updates that may appear on GBC websites are delivered to users by a third party, which may use cookies and other technologies to collect information that are not personally identifiable. GBC shares Web site usage information about users with a reputable third party for the purpose of targeting such company news, information, advertisements and other news and updates on this site.
   
   

2. GBC websites may contain links to other sites that are not owned or controlled by GBC. Please be aware that we, GBC, are not responsible for the privacy practices of such other sites.
   
   

3. GBC encourages you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.
   
   

4. This privacy statement applies only to information collected by this Web site.
   
   

5. GBC follows generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
   
   

6. In the event GBC goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via prominent notice on our Web site for 30 days of any such change in ownership or control of your personal information.
   
   

7. GBC reserves the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.

5. Contact Us

    If you have any questions or suggestions regarding our privacy policy,
     please contact us at: customersupport@gbcfactor.com.