Welcome to General Financial Group, Inc., your trusted partner in business growth. With over 20 years of experience, we specialize in customizable and personalized financial and factoring services for Southern Californian businesses. As the holding company of General Business Credit, GBC Premium Finance, and AONE Insurance RRG, we boast an impressive portfolio of financial brands. Our mission since 2001 has been clear and consistent – to help businesses like yours thrive and succeed. Let us empower you to achieve your dreams: a profitable business that consistently exceeds expectations.
General Business Credit (GBC) has been a trusted provider of premium factoring services for over two decades, building strong relationships across diverse industries. Our commitment to innovation and meeting partners' needs has resulted in exceptional client retention. Clients trust us to deliver on our promises, driving us to continuously enhance and expand our services.
Our main services include Appeal Factoring, providing tailored solutions for businesses in need of immediate cash flow; Truck Factoring, offering specialized services to simplify invoicing and boost cash flow for small to medium-sized trucking companies; Commercial Truck Loan, providing financing options for businesses seeking to acquire commercial trucks; and Hard Money Loan, offering collateral-based loans for real estate developers and business owners in Southern California who do not qualify for traditional bank loans.
GBC Premium Finance, Inc., founded in 2010, provides top-tier premium financing services tailored to California's diverse ethnic markets. Recognizing the distinct needs of these markets, GBCPF offers customer services, sales staff, and operational procedures in multiple languages.
In collaboration with a leading software development firm in the premium finance industry, we offer cutting-edge technology that is both user-friendly and efficient for agencies and insurers alike, streamlining payment processing and ongoing communication.
Our licenses currently extend to California, Arizona, Illinois, Nevada, Texas, Virginia, Indiana, New Jersey, Ohio, and Pennsylvania.
A-One Commercial Insurance Risk Retention Group, Inc. (A-One) was established in 2014 to meet the market's need for flexible and affordable coverage for both new ventures and established businesses.
Operating under the federal Liability Risk Retention Act of 1986 (LRRA), A-One is owned by policyholders in the commercial trucking industry. Domiciled in Tennessee, A-One can insure members in all states under the LRRA upon submission of registration to the Department of Insurance. A-One is reinsured by Technology Insurance Company, Inc., an AmTrust Financial company, rated “A-“ (Excellent), Financial Size Category XV ($2 Billion or greater).